Pay as you go
PayGo
For teams testing low-volume payouts before moving to a paid plan.
Pay per transfer
PHP 20 per PHP 50K sent
Includes
- Max 30 Transfers per Month
- 1 workspace included
- 90+ Bank and E-Wallet Rails
- Basic Transfer History
Transparent pricing by use case
Start with a plan, estimate payout fees, or talk to sales for API and volume pricing. No setup fees, no minimum balance, no branch visit required.
Core plans
Used across NextPayout, NextInvoice, and NextAPI. Payout fees drop as you grow.
Showing annual equivalent monthly pricing. Yearly total is confirmed before checkout or sales confirmation.
Pay as you go
For teams testing low-volume payouts before moving to a paid plan.
Pay per transfer
PHP 20 per PHP 50K sent
Includes
Recurring payouts
For businesses ready to move recurring payouts from manual bank work.
Annual Equivalent Monthly Rate
PHP 12 per PHP 50K sent
Everything in PayGo, Plus
Scaling & invoicing
Required for NextInvoice and built for teams that need more workspaces and automated reminders.
Annual Equivalent Monthly Rate
PHP 11 per PHP 50K sent
Everything in Basic, Plus
High volume & API
Required for NextAPI and built for teams with multiple entities, higher volume, or API needs.
Annual Equivalent Monthly Rate
PHP 10 per PHP 50K sent
Everything in Pro, Plus
Workspace counts are the total included with each plan, not additional workspaces carried over from the previous plan. Additional workspaces are available for PHP 1,000 per additional workspace.
Limits depend on your KYB/KYC verification level.
Plan comparison
These rows apply to NextPayout, NextInvoice, and NextAPI. NextCollect pricing is shown separately because it does not require a monthly plan.
The monthly plan fee before payout volume or API pricing.
PayGo
PHP 0 / moBasic
PHP 1,500 / moPro
PHP 3,750 / moPro Plus
PHP 7,500 / moSeparate entities, branches, clients, or teams. Extra workspaces available at PHP 1,000 per additional workspace.
PayGo
1Basic
1Pro
3Pro Plus
5The fee applied to each PHP 50K sent.
PayGo
PHP 20 / PHP 50KBasic
PHP 12 / PHP 50KPro
PHP 11 / PHP 50KPro Plus
PHP 10 / PHP 50KKeep repeat payees ready for future payout runs.
PayGo
BasicBasic
IncludedPro
IncludedPro Plus
IncludedSend recurring payroll, supplier, and contractor payouts without monthly transfer caps.
PayGo
Up to 30 / moBasic
UnlimitedPro
UnlimitedPro Plus
UnlimitedTrack sent payouts and export records for your team.
PayGo
Basic HistoryBasic
IncludedPro
IncludedPro Plus
IncludedA dedicated contact for higher-volume teams.
PayGo
-Basic
-Pro
-Pro Plus
Included| Feature | PayGo | Basic | Pro | Pro Plus |
|---|---|---|---|---|
| Monthly Subscription The monthly plan fee before payout volume or API pricing. | PHP 0 / mo | PHP 1,500 / mo | PHP 3,750 / mo | PHP 7,500 / mo |
| Workspaces Separate entities, branches, clients, or teams. Extra workspaces available at PHP 1,000 per additional workspace. | 1 | 1 | 3 | 5 |
| Per-Transfer Pricing The fee applied to each PHP 50K sent. | PHP 20 / PHP 50K | PHP 12 / PHP 50K | PHP 11 / PHP 50K | PHP 10 / PHP 50K |
| Saved Recipients Keep repeat payees ready for future payout runs. | Basic | Included | Included | Included |
| Transfer Volume Send recurring payroll, supplier, and contractor payouts without monthly transfer caps. | Up to 30 / mo | Unlimited | Unlimited | Unlimited |
| Payment Records Track sent payouts and export records for your team. | Basic History | Included | Included | Included |
| Dedicated Account Manager A dedicated contact for higher-volume teams. | - | - | - | Included |
Pay recipients where they already bank.
See all supported banks & e-walletsPayGo
90+Basic
90+Pro
90+Pro Plus
90+Move recurring payroll, supplier, and contractor runs out of spreadsheets.
PayGo
LimitedBasic
IncludedPro
IncludedPro Plus
IncludedGive finance teams a clearer view of payout activity before money moves.
PayGo
-Basic
IncludedPro
IncludedPro Plus
IncludedPrepare recurring payout runs in advance instead of rebuilding them every cycle.
PayGo
-Basic
IncludedPro
IncludedPro Plus
IncludedSend payout updates through SMS and email so recipients know when money moves.
PayGo
-Basic
IncludedPro
IncludedPro Plus
Included| Feature | PayGo | Basic | Pro | Pro Plus |
|---|---|---|---|---|
| Bank and E-Wallet Coverage Pay recipients where they already bank. See all supported banks & e-wallets | 90+ | 90+ | 90+ | 90+ |
| Batch Payouts Move recurring payroll, supplier, and contractor runs out of spreadsheets. | Limited | Included | Included | Included |
| Approval Visibility Give finance teams a clearer view of payout activity before money moves. | - | Included | Included | Included |
| Scheduled Payouts Prepare recurring payout runs in advance instead of rebuilding them every cycle. | - | Included | Included | Included |
| SMS and Email Notifications Send payout updates through SMS and email so recipients know when money moves. | - | Included | Included | Included |
Give clients a clear way to pay.
PayGo
-Basic
-Pro
IncludedPro Plus
IncludedSee what was sent, viewed, paid, or overdue.
PayGo
-Basic
-Pro
IncludedPro Plus
IncludedReduce manual follow-up without awkward chasing.
PayGo
-Basic
-Pro
IncludedPro Plus
IncludedMatch paid invoices back to your finance records.
PayGo
-Basic
-Pro
IncludedPro Plus
Included| Feature | PayGo | Basic | Pro | Pro Plus |
|---|---|---|---|---|
| Invoice and Payment Links Give clients a clear way to pay. | - | - | Included | Included |
| Invoice Tracking See what was sent, viewed, paid, or overdue. | - | - | Included | Included |
| Automated Invoice Reminders Reduce manual follow-up without awkward chasing. | - | - | Included | Included |
| Reconciliation Support Match paid invoices back to your finance records. | - | - | Included | Included |
Support path for eligible non-PH entities.
PayGo
-Basic
-Pro
-Pro Plus
AvailableConnect payments to your own product, tools, or reports.
PayGo
-Basic
-Pro
-Pro Plus
Available| Feature | PayGo | Basic | Pro | Pro Plus |
|---|---|---|---|---|
| Foreign Company Support Support path for eligible non-PH entities. | - | - | - | Available |
| Webhooks and API Tools Connect payments to your own product, tools, or reports. | - | - | - | Available |
Cost estimate
Adjust transfer amount and monthly count to compare estimated costs across plans.
Without the interactive calculator, estimate payout fees by multiplying your monthly transfer count by the fee for each plan: PayGo is PHP 20 per PHP 50K sent, Basic is PHP 12, Pro is PHP 11, and Pro Plus is PHP 10.
Product pricing
The plans above cover NextPayout, NextInvoice, and NextAPI. NextCollect is priced separately, below.
Batch payouts
Your monthly plan plus a per-transfer fee on each payout. The fee drops as your volume grows.
Accounts Receivable
Starts on Pro. Adds invoicing, payment links, status tracking, reminders, and reconciliation.
Platform Infrastructure
Starts on Pro Plus. REST API, webhooks, and sandbox review. Final quote depends on volume and integration needs.
NextCollect pricing
Lightweight bill links and SMS reminders. No monthly plan required, so you pay only the collection fee plus a payout fee when you cash out.
View NextCollectSubscription Plan
PHP 0
No Basic, Pro, or Pro Plus plan required.
Collection Fee
2%
Applied to successful client payments collected through NextCollect.
Payout Fee
PHP 12 per payout
Charged when you transfer collected money out, not per collection. Collect several payments, then pay out once.
Higher volume and API pricing
Teams with API integrations, multiple entities, foreign company support, or larger monthly volume should talk through pricing with the NextPay team.
Before you choose a path
PayGo is NextPay's no-subscription tier for teams testing low-volume payouts. You only pay per transaction: PHP 20 per PHP 50K sent, up to 30 transfers per month. Teams with recurring payroll, supplier, or contractor payouts usually move to a paid plan for lower fees.
The Flex Wallet deposit fee is PHP 20 per deposit and is matched automatically in your account. This fee applies when you fund the wallet. Listed payout fees are separate, depend on your plan, and apply when money is sent out to recipients.
NextPay listed fees are VAT-inclusive. That helps finance teams estimate monthly payment operations costs without adding a separate tax calculation for every comparison. Your final plan, payout volume, and product usage still determine the actual monthly total.
NextPay plans can be upgraded or downgraded from your dashboard as payment volume, workspace needs, or product usage changes. Plan changes take effect on your next renewal, so teams can start with a smaller plan and move up when payment operations become recurring.
NextPay annual billing saves over 20% on paid plans by lowering the effective monthly rate. Monthly billing is useful while you are still testing volume. Annual billing usually makes more sense once payroll, supplier payments, invoicing, or API usage becomes recurring.
NextCollect does not require a Basic, Pro, or Pro Plus plan. You can create bill links without a monthly subscription. Successful client payments use a 2% collection fee, and the PHP 12 payout fee applies when you transfer collected money out of your account.
NextPay Flex Wallet lets eligible businesses fund their account and start sending without opening a traditional corporate bank account first. That is useful for teams that need payroll, supplier, contractor, or marketplace payouts before a bank account is ready.
Compare the plans with your payout volume, receivables workflow, or platform integration needs. The NextPay team can help confirm the right path before you commit.
No setup fees. No minimum balance. Listed fees are VAT-inclusive.